The Credit Pros Review

Overview

Have you found yourself concerned about your credit score – worried that due to errors on your report you may not be able to pass a credit check? Have your financial burdens become too much and you find yourself lying awake at night wondering how you are going to get out from under your current credit woes? If you’re like 80% of other Americans then you have probably accrued debt throughout your lifetime, but when that debt creates credit nightmares and you find yourself struggling, Credit Pros are here to help you make it manageable again.

Not only can the Credit Pros help you tackle some of those big debts that are weighing you down, then can also help you better understand your current credit score and assist you in repairing it. With Credit Pros you aren’t alone, and their professional team of experts will be by your side, helping you to gain financial freedom and move on from your previous debts and errors. Always there to advocate in your favor, Credit Pros work tirelessly to not only assist but educate, and as you this Credit Pros review will show, they focus on helping you to learn from your mistakes so that you don’t repeat them in the future. Beyond that, they offer services for those who have been the victim of identity theft, are facing errors on their credit history, or who simply need help with learning to budget properly.

Who Are The Credit Pros?

Founded back in 2009, the Credit Pros have been in business for a while now and have made a name for themselves by being both highly rated by clients, as well as by providing a wider range of services than many credit repair companies offer. Based out of Newark, New Jersey they work to assist Americans in almost all states in a variety of situations, including paying off outstanding debts, removing errors from credit reports, dealing with financial consequences after being a victim of identity theft, and providing education and advice so clients can make more informed choices going forward. 

The original founder, Jason M. Kaplan, is an attorney that specializes in credit law and he has designed the company so that it staffs genuine experts and professionals who have experience working within the realm of credit. Not only that, he is a certified Credit Counselor and FICO Consultant, meaning he not only understands the laws but is capable of putting that knowledge into practical, everyday solutions.

Staffed with other certified FICO professionals, choosing Credit Pros means choosing a company that takes its commitment to the client seriously and that will connect you with experts who are extremely knowledgeable and can assist with your credit. They use different approaches and systems depending on each clients needs, and they include an offer for a free consultation so you can meet with their team and decide if Credit Pros is right for you. Whether you’re in debt, or you have an inaccurate credit report that is hurting you financially, Credit Pros is only one call away and can help you take control today.

Why Choose The Credit Pros?

One of the standout features of Credit Pros as a company is that they are highly rated both on review sites as well as by organizations such as the Better Business Bureau. This goes to show that clients are generally very satisfied with the services they receive and that the company is living up to the expectations they set for themselves as a whole. From both a professional standpoint and a customer service perspective, Credit Pros excels in what they do and have made a name for themselves as one of the top rated credit repair companies available in the USA. 

Beyond just their positive reviews and feedback, Credit Pros is also a great choice for a range of clients as they offer a multitude of services that extend far beyond just helping you fix your credit. A one-stop-shop for many financial needs, Credit Pros serves both as experts who can help you solve current financial problems, as well as educators who can make sure you are better informed about things such as credit reports, how credit scores work, and more.

To make their services more personalized and affordable, Credit Pros break their services down into tiered plans that you can select from based on what you are trying to accomplish. All of this is then backed by their service guarantee, a promise to you that they will always offer you 5-star service and support throughout your journey with Credit Pros. This guarantee states that:

• You can cancel your services at any time
• No one will ever over-promise or guarantee a specific outcome 
• Your private information will be protected and secure
• You will be treated professionally and courteously
• All your requests will be responded to in a timely manner

With such a strong guarantee, and the positive reviews to back up their claims, it’s easy to see why Credit Pros is a strong and reliable choice for anyone looking to fix their credit report and manage their financial future. 

Services Offered

Focused on helping you rebuild your credit, these professionals will work tirelessly to remove any errors that are found on your credit report, help you work out payment schedules for outstanding debts, and can even help you monitor your credit going forward for early detection against errors as well as identity theft. Because they don’t limit their expertise to just one area of credit repair, the team can help make a personalized plan for you that is completely tailored to your situation. No one-size-fits-all approach, the Credit Pros combine a number of different techniques, skills, and educational backgrounds in order to apply the right solution to your problem.

The main focus of the company is to assist clients who have inconsistencies and errors on their report and depending on how many there are you can choose a plan that is designed for that. But, in addition to just removing incorrect items, you are also given a credit monitoring package as a standard inclusion regardless of what plan you ultimately choose. This is something not seen as standard by many other credit repair companies, and at the very least, is typically something you would have to pay extra for. The Credit Pros, however, see this as a proactive safeguard, helping to secure your future and prevent you from ending up in a similar situation down the road. This is also true for their budgeting services, which are again complimentary regardless of the plan you select.

One important distinction to make when it comes to the services offered is that Credit Pros is not a law firm and as such they do not offer debt relief services. Instead, the goal is to help you repair your credit history and build a higher credit score, not to eliminate numerous outstanding debts. For those who are in debt, there are some options available to assist you with tackling and paying off what is owed, but if you are seeking someone to help you eliminate debts and negotiate payments then Credit Pros may not be right for you. 

The services offered by Credit Pros are best suited for an individual who has one or more errors on their credit report and who need professional assistance in removing those and then helping to fix their credit score. These errors can occur because of a number of reasons, including identity theft, but regardless of why the team at Credit Pros can help. Those who do owe money to creditors can also get assistance and speak with an attorney, as well as potentially access a line of credit that can then be used to rebuild your credit history.

Package Options & Pricing

To help ensure that you are only charged for services you need, and never overcharged for things that aren’t relevant to your situation, Credit Pros offers tiered pricing with varying packages and services. Clients can take advantage of the free consultation provided to find out which package is best for them, and from there you will simply pay your monthly plan fee for as long as you utilize their services. 

All pricing information is transparent and you will know beforehand exactly how much you are paying monthly. Not only that, but the Credit Pros website clearly lays out exactly what you get for the money you spend, so there are no questions or confusion. In addition to your monthly cost there is also a first-work fee which will be paid when you sign up, and is a one-time payment to secure services. Below you will find a chart of each of the plans, as well as their pricing and what is included with each:

What Results Can You Expect?

Before signing up for a service such as what is offered by Credit Pros, you likely are wondering what exactly you can expect and how much they will be able to improve your credit history and score. The truth is, everything is done on a case-by-case basis, meaning the team works directly with you to create a personalized plan that tackles your specific needs. Because of this, it’s impossible to say what your end result will be. 

Credit Pros will never over-promise anything, and they never guarantee an outcome as it’s impossible to predict what will happen. Instead, this is a company that focuses on utilizing their specialized skill set in order to get you the best outcome possible for your personal situation.

One thing to take note of though is how well-reviewed Credit Pros is as a company, with many past and present clients rating them highly. This shows that the majority of clients have had a positive experience and likely seen a favorable outcome that has assisted them with their credit problems.

If you are interested in finding out if Credit Pros is right for you, or to see what you might be able to expect based on your situation, you can schedule a free consultation. There is no obligation to commit to their services if you don’t want to, and it’s a great opportunity to speak with a professional and see what your options are. 

Bottom Line

Having errors on your credit report hurts more than just your score, and a poor credit history can impact your ability to take out loans, buy a vehicle, purchase a home, and more. But with Credit Pros you can take control of your finances and your financial history, removing errors and rebuilding your credit so that you never have to worry again. Not only will they assist you with fixing the past, but their services extend to education as well, so you can make smart financial decisions going forward and monitor your credit score so that you aren’t surprised by anything again. 

To schedule your free consultation simply visit the Credit Pros website or call them directly. A knowledgeable team member will be happy to assist you and can answer any questions you may have. With no obligation and no cost involved, this is a perfect opportunity to see if Credit Pros is the right solution for your credit problems. Financial concerns can be scary, but with an expert by your side you can enjoy 5-star service and accurate information today.