Allstate Review

Overview

Whether it’s a requirement from your landlord or simply something you’re interested in, renter’s insurance is an important component of being a responsible, and safe, tenant. So why then do only 41% of renter’s have an up-to-date policy that actively protects their belongings and their guests? A good insurance policy will help safeguard you and your belongings in case of unforeseen situations, but many renters are under the impression that as long as their landlord has home insurance, they are covered too. Unfortunately, this isn’t how home insurance works, and without proper tenant insurance, you could find yourself on the hook financially should a fire, theft, or even accident occur. 

Helping to keep you protected while you rent, Allstate offers comprehensive renter’s insurance that covers everything from personal property to personal liability. Completely customizable, and with a number of add-ons available to select from, you can create the perfect plan that gives you peace of mind year after year. With Allstate, you will also get access to more discounts than many other competitors offer, allowing you to enjoy top-tier protection at an affordable price. 

Why Choose Allstate?

In business for over 90 years, Allstate was founded back in 1931 and has continued to grow and evolve since then. From humble beginnings as Sears’ in-house insurance brand, to one of the largest insurance providers in the world, Allstate has become a household name that families have come to know and trust. But what is it about Allstate that makes them one of the best places to turn for all of your insurance needs, and why should you consider them for your next renter’s insurance policy?

Helping over 113 million customers across the globe, Allstate has the experience and financial strength necessary to be there for you if that time should come. Their comprehensive policies are backed by world-class support and they have expert agents on hand at all times to assist you with questions and concerns. By choosing Allstate, you are choosing an insurance provider that is determined to give you the coverage you deserve, and who has a long-standing reputation for being trustworthy and dependable.

If you’re looking for a one-stop-shop insurance provider that offers flexible policies, customizable coverage, and affordable premiums then look no further than Allstate. Renters can rest assured that their belongings are protected and that they truly are “in good hands” with Allstate Insurance.

Coverage

If you’re looking at getting yourself an insurance policy then the first place you will want to start is with coverage. What does your policy protect you against? What situations will you still be financially responsible for? And who else does your coverage extend to? These are all important questions to ask that can save you a lot of stress down the road. Thankfully, Allstate makes understanding your coverage simple and they clearly breakdown the main components of your insurance.

Renter’s insurance through Allstate typically covers a few main areas:

• Personal Property
  From your clothing to your electronics, furniture to appliances, Allstate Renter’s Insurance will protect all of your eligible belongings from loss or damage related to theft, fire, explosions, and more.
  
  
• Personal Liability
  Renter’s insurance extends beyond just your personal belongings, and it can actually help cover you in case someone was to injure themselves while visiting your home. Did a guest trip and fall and now has medical expenses? Your insurance may be able to help cover this so you aren’t out of pocket.
  
  
• Additional Living Expenses
  When something like a fire occurs, you not only need coverage for your belongings that are damaged, you also require assistance with where you will reside until your home is safe to return to. Helping to pay hotel costs, meal expenses, and more, you will be able to tap into your policy so that you never have to worry about how you will afford to survive should a situation occur. 

If you’re interested in learning more about coverage through Allstate, you’re encouraged to visit their website to explore their policies in-depth. Allstate breaks down what situations are eligible for coverage, such as fire, theft, and water, and also discusses how coverage extends to your belongings when they leave the house. Allstate is upfront and transparent with their coverage and exclusions, making it easy to understand exactly how you can benefit from a renter’s insurance policy through them.

Optional Add-Ons

Not every renter is the same, so why shouldn’t your insurance policy reflect that? Allstate doesn’t believe in one-size-fits-all policies and they have created some of the most customizable coverage around so you can get exactly what you want and need, while still remaining within your budget. Perfectly personalizable, your renter’s insurance plan can go beyond the basics and include additional protection for:

• Identity Theft
  Should you fall victim to identity theft, Allstate can help reimburse you for costs relating to restoring your identity. This may include legal fees, financial losses, and even lost wages.
  
  
• Scheduled Personal Property
  Your renter’s insurance will cover the vast majority of your belongings, but if you own some truly expensive valuables then you may need additional coverage. Expensive jewelry, fine art, and musical instruments are all commonly found under a scheduled personal property add-on.
  
  
• Business Property
  Own your own business or frequently bring work-related samples home with you? Allstate can help provide you with extended coverage for non-home related items such as products you may have for sale. 

To see how these add-ons would affect your policy, you can always take advantage of the free quote offer from Allstate. Completely online and quick to use, the free quote calculator will allow you to create your perfect policy with any additional coverage you want and will show you exactly how much you can expect to pay in monthly premiums for that plan. If you’re satisfied with the offer, you can simply proceed to the enrollment stage where a qualified agent will be able to assist you further.

Enrollment

Getting started with Allstate is simple and it all begins with their free online quote calculator. With just a click of your mouse, you will be able to customize the perfect policy for you and see in real-time exactly how much it will cost you each month in premiums. Not only will the quote process help you find the right renter’s insurance for you, it can also help you to bundle your insurance so you can save even more money, as well as take advantage of any potential discounts you may qualify for. 

By answering a few quick questions, Allstate will be able to determine eligibility and show you an accurate pricing quote that takes into consideration eligible discounts. You will also have the ability to select from their Basic, Standard, or Enhanced policy options, giving you additional flexibility when it comes to coverage and cost. Coverage limits for personal property and personal liability can be altered during the quote process, and you can also select the exact deductible you are comfortable paying should you need to make a claim.

After you have made all necessary selections and are satisfied with the monthly cost, you can then continue on to the checkout window where you can make your first payment. Allstate makes obtaining insurance as easy as possible, and provides you with world-class protection in mere minutes.

Allstate Renter’s Insurance Cost

Allstate is committed to providing every renter with insurance that’s as unique as they are, and they also focus on keeping their policies affordably priced. No matter what your budget is, Allstate will be able to work with you to design the perfect insurance policy for your needs, and protection starts at only $4/month when combined with eligible discounts. 

Concerned about costs? Allstate features numerous discounts for you to take advantage of, most notably:

• Multi-Policy Discounts
• Discounts for Home Safety Products
• Over 55+ & Retired Discounts
• Autopay Discounts
• Claim-Free Discounts

The best way to find out how much a policy would cost you personally is to take advantage of Allstate’s free quote offer. Completely free to obtain and with no commitment necessary, you can get an accurate price in minutes to help you determine if Allstate is the right insurance provider for you.

Bottom Line

Known for providing superior customer service and offering some of the most flexible policies around, Allstate is one of the leading insurance providers in the USA. Their long-standing history and commitment to helping their customers has made them a top choice among renters who want comprehensive coverage that they can depend on in times of need. With affordable pricing, numerous discounts, and transparent coverage, it’s hard to go wrong when selecting an Allstate renter’s insurance policy for your home. 

To learn more about Allstate renter’s insurance, or to take advantage of their free quote offer, you can visit their website today. There you will be able to explore in-depth everything Allstate has to offer and see exactly how much a comprehensive policy would cost you. Featuring over 90 years of experience, this household name is the gold standard for insurance and you can feel confident that with Allstate you are in good hands.