Animalia Review

Overview

Pet owners know that vet bills are an unfortunate part of life, and it doesn’t matter how careful you are there are going to be at least a few occasions where you find yourself sitting in the waiting room with a sick or injured fur baby. To make matters worse, these already stressful situations are only made more difficult by the high cost of care and tough, heartbreaking decisions sometimes need to be made if you’re on a tight budget. This is why more owners are turning to pet insurance providers who can help offset these expenses and allow you to secure the best care possible, without having to worry about how you will possibly afford the testing, treatment, and recovery. 

Animalia is one such provider, offering pet owners comprehensive policies that are fully inclusive and designed with you and your pet in mind. Eliminating the endless paperwork and lengthy delays, Animalia provides reimbursement for both routine care and life-saving emergencies. With Animalia you can enjoy full freedom from having to make cost-based decisions and can instead focus on healing and support for your precious cat or dog. Simple, straightforward, and trusted by both vets and owners alike, Animalia is a trusted pet insurance provider that delivers compassionate care when you need it most. 

Why Choose Animalia?

Selecting an insurance provider, whether for yourself or your pet, is no easy task and you always want to make sure you are choosing a policy that will provide a perfect balance between coverage and affordability. Since your pet is fully dependent on you, and unable to choose a plan for themselves, it’s up to you to make that big decision for them and to pick a provider that ensures their future vet visits are care-based, not cost-based. Thankfully, Animalia makes that decision a simple one, as they are one of the few providers that has eliminated complicated plans in favor of a single, all-inclusive policy which gives you and your pet access to comprehensive care when needed. No more tiered-pricing, pick-and-choose coverage, or confusing add-ons, with Animalia you will always enjoy one simple plan where extras are already included. 

Animalia’s great coverage doesn’t just stop with their inclusion list, it also extends to their waiting periods as well. Unlike other insurance providers that require lengthy waiting periods before your policy becomes active, Animalia has shortened that period to only 5 days so you aren’t paying for a full month of coverage without the ability to use it. Instead of typical 30-day waiting periods, or mandatory exams, Animalia will contact your vet and speak with them to understand your pet’s history, pre-existing conditions, and other important information. Quicker and easier than most other providers, Animalia ensures you are covered sooner for a predictable policy you can depend on. 

Choosing Animalia means choosing a trustworthy provider that is highly rated and loved by its existing customers. The lack of endless exclusions, inclusion of dental care, approval for alternative therapies, ability to use any licensed vet, and 90 second claim process are just some of the reasons why Animalia is a top choice for anyone seeking a pet insurance policy. If you’re tired of worrying about potential vet bills and are looking for a fast, easy way to be protected against those unexpected costs, then you can’t go wrong with a policy through Animalia. 

Coverage & Exclusions

Your pet’s health may be unpredictable, but your insurance policy shouldn’t be, which is why Animalia truly focuses on straightforward and predictable plans where you know exactly what’s covered. Say goodbye to lengthy exclusion lists or complicated rules, and say hello to nose-to-tail coverage that includes all of the common reasons you and your pet would end up at the vet. With Animalia, you will enjoy reimbursement for all eligible expenses relating to:

• Accidents & Injuries
• Illnesses
• Hereditary Conditions
• Chronic Conditions
• Blood Tests
• Lab Work
• Imaging Scans
• Hospitalization
• Surgeries
• Specialists
• Emergency Treatments
• Cancer Treatments
• Outpatient Procedures
• Prescription Medications
• Exam Fees
• Comprehensive Dental Care
• Behavioral Therapies
• Alternative Treatments
• Prescription Food & Dietary Supplements

Although it may seem like Animalia covers everything possible, there are a few exclusions that you should always be aware of. Overall, the exclusion list is standard among all providers, and you are unlikely to find any insurance policy that will reimburse you for these expenses which include:

• Pre-Existing Medical Conditions
• Non Accident or Illness Related Visits
• Cosmetic Treatments
• Street Fighting
• Spaying & Neutering  

How Does It Work?

Not only does Animalia truly offer head-to-tail coverage, but they also allow you to make the right decision for your pet without requiring pre-approval. With your policy, you are welcome to visit any licensed vet or specialist that you prefer, and you never have to worry about in-house networks or calling ahead. Simply visit your favorite clinic whenever necessary and enjoy quick reimbursement for all eligible expenses in as little as 1 week. 

Using your policy is simple and it starts with a visit to your preferred licensed vet clinic for assistance. Once there, your vet will be able to perform an exam, diagnose, and treat your cat or dog however they see fit and you won’t need to panic about how much it will all cost. Your responsibility is to ensure your fur baby receives the care they require and your decisions can be based around that, not around pricing. 

After everything has been completed, you will need to pay your vet clinic directly and then take a picture of your final receipt and upload it via the Animalia website, through their claim bot, or by email – a process that takes about 90 seconds max. to complete. Claims are processed as soon as possible, and over 95% of claims are resolved in 1 week or less. Your total reimbursement will depend on your exact policy, but it will have no hidden fees or surprises so you are always aware of how much you will be receiving. 

Animalia Plans & Pricing

To help ensure you are getting the perfect policy for you and your pet, Animalia allows you to customize your coverage to meet your needs and your budget. From personalized deductibles to tailored annual limits, you can play around with your plan until you strike that perfect balance between affordable now and affordable in the future. During enrollment, you will be able to choose your preferred:

• Annual Limit: $5,000, $10,000, or $25,0000
• Reimbursement: 70%, 80%, or 90%
• Deductible: $200, $350, or $500

What selections you make will directly impact your total monthly premiums, so you will want to explore all of your potential options before making any final decisions. Thankfully, Animalia offers anyone who is interested a free quote where you can see exactly how much you can expect to pay each month for your pet. Preferred limits, deductibles, reimbursement, pet age, and location can all impact plan pricing so the free quote offer is extremely beneficial and worthwhile. 

Bottom Line

Overall, Animalia is an affordable way to prepare for the unexpected and their comprehensive policies make them a top choice for anyone who doesn’t want to worry about complicated exclusions or too much fine print. Featuring nose-to-tail coverage and a quick, 90-second claim process you can count on, Animalia makes it easier than ever before to give your cat or dog the care they deserve, when they need it most. 

To find out how much an Animalia policy would cost you, or to explore all of the great benefits offered by this insurance provider, you can head over to their website directly. There you can take advantage of their generous free quote offer, and play around with a personalized policy until it’s perfectly tailored to your budget and needs. Get your pet the right coverage today and save yourself the stress, heartache, and financial strain that would otherwise accompany your next vet visit.