PolicySpotter Review

Overview

Before you get behind the wheel and take off in your car, you’re going to need two things: a license and a great insurance policy. The license part is easy, but finding great insurance is a bit tricker, especially with so many providers available to you. Hunting for the best deal and comparing coverage policies is not only time-consuming, but it can become overwhelming as you try and keep track of who offered what and what their final quote was. To help make this process easier, and to give you an easier way to compare each of the top providers against each other, PolicySpotter is offering you a simple, online search tool that gives you all of the information you need at no cost to you.

With PolicySpotter you can browse over 30 of the top auto insurance providers with just one click. No hours spent on the phone or spam emails clogging up your inbox, you get to view all of the coverage options and pricing right from your computer, allowing you to make an informed and educated decision. 

Getting Started

Finding the right insurance provider for you requires a bit of legwork, as you want to make sure you aren’t overpaying or leaving yourself underinsured. Although it may seem like more hassle than it’s worth, having insurance is not only required by law in 48 states, it also protects you and your vehicle should you happen to get in an accident. Saving you from hefty bills and huge expenses, a good auto insurance policy will allow you to drive safely, legally, and securely.

But with so many providers out there, narrowing down which one will offer you the best deal can be tricky, and it usually requires lengthy questionnaires just to get a simple quote. This is why more drivers are turning to PolicySpotter to help them pick a policy. Requiring only your zip code, PolicySpotter can bring up information from over 30 auto insurance providers and break down their cost, what type of coverage they offer, and why they might be the right fit for you. Saving you time and helping you to get the best deal possible, PolicySpotter is a must for anyone on the hunt for that perfect insurance plan.

To get started with PolicySpotter all you need to do is go to their website where you will be prompted to enter your zip code. Straightforward and streamlined, PolicySpotter then gets to work helping you find great coverage at an even better price. With plans starting at only $19/month, you can be on the road in no time without having to dip into your savings.

Insurance Providers

A great thing about living in the USA is that you have access to a wide range of auto insurance providers that are all interested in getting your business. Allowing you to be picky, you don’t have to jump on the first offer you receive and instead can take your time to really look into what each one offers. The biggest provider in the US, State Farm, is a great place to start but keep in mind that a number of other options exist that could save you money and include more comprehensive or customizable coverage.

PolicySpotter is like Google for auto insurance, and they have access to over 30 of the top-rated providers, giving you an in-depth look at exactly what you can expect from each. Whether you’re most concerned about pricing, or are on the hunt for the most well-rounded coverage possible, PolicySpotter can break down the pros and cons of each and highlight what’s most important to you.

Including the top providers like Progressive, Geico, and State Farm, PolicySpotter will also bring up results for auto insurance from:

• Nationwide
• Liberty Mutual
• Farmers
• Esurance
• USAA
• Travelers

What To Look For

Selecting an insurance provider requires finding that perfect balance between cost and coverage. Sure, finding the lowest price possible may seem like the only thing that really matters, but leaving yourself underinsured can mean very expensive bills should you happen to get into an accident. Leaving yourself open to having to pay for vehicle repairs, medical bills, and more, those who are underinsured may save money in the short-term but they often end up paying big down the road.

By using PolicySpotter you can get a clear idea of what plans each provider offers, comparing how much coverage you will have as well as how much that will cost you every month. If cost is something you are concerned about, you can filter the results based on price and then compare from that point, so you can pick a low-cost option that gives you what you need. 

When searching for the best auto insurance provider, you also want to keep in mind that there are many factors that can affect both your cost as well as your coverage. For example, if you own a very expensive vehicle, you can generally expect to pay more in insurance premiums in order to cover it. A history of accidents, a clean driving record, and even your age can all factor into your final quote, so you want to make sure you take all of that into consideration before you finalize with a provider. 

PolicySpotter Cost

Although PolicySpotter doesn’t offer insurance directly through them, their ability to help you sort and rate providers is invaluable and can lead to significant savings that you otherwise would have missed. Whether that includes potential discounts that you may have been unaware of, or by simply showing you that you can get a better policy for the same price elsewhere, PolicySpotter makes finding the perfect auto insurance provider a breeze.

All of the services offered by PolicySpotter are completely free of charge, and you don’t have to provide any credit card or banking information to get started. When it does come time for you to settle on a provider and set up your account, you will do all of that through the provider’s website and not through PolicySpotter.

With plans starting at only $19/month, you get fast, cheap auto insurance quotes right online without any extra work from you. Pricing is subjective, however, and will depend on your personal circumstances as well as the provider you end up opting for. PolicySpotter cannot guarantee any specific rates and is only a search tool that can assist you in comparing the leading providers so that you are then able to make an informed decision. 

Bottom Line

Having auto insurance is legally required for you to own and operate your vehicle, but that doesn’t mean you have to be stuck with an expensive plan that offers little benefit to you. Instead of driving around underinsured, or dipping into savings every month to cover those premiums, check out Policy Spotter and see what type of affordable coverage they can help you to find. 

Completely free to use and with no lengthy questionnaires or invasive questions, PolicySpotter can help save you money every month and give you confidence that you have the auto insurance provider that is best suited for you. To learn more, or to compare quotes for yourself, head on over to the PolicySpotter website and enjoy get insurance coverage, at an even better price.