Credit Firm Review
Last Updated: February 2024
- One of the oldest credit repair companies in the business
- Monthly pay-as-you-go plans with not hidden costs
- Enjoy a live dedicated account manager
- Includes a 100% money back guarantee
- Create a step-by-step plan during the free consultation
Overview
Having bad credit can affect many aspects of your life, and those who suffer from a low score likely find that it hinders them from achieving their goals and aspirations. Preventing you from getting a credit card, a mortgage, or even a car loan, bad credit can leave you feeling stuck in life without any idea on how to move forward. Thankfully, credit repair services do exist and they can help you to fix your bad credit history, but at least 30% of Americans think of these options as being too expensive and unattainable.
Credit Firm never wants finances to be a barrier that stops you from getting the assistance you need and that’s why they offer affordable credit repair services you can count on. Reliable, trustworthy, and with over 20 years of hard work under their belt, Credit Firm is committed to making sure every customer gets the personalized help they need to get back on track to financial freedom.
PROS | CONS |
---|---|
Offers an Affordable Price for All Clients | Website can be Difficult to Navigate |
Process Developed by Experienced Attorneys | |
Fast & Efficient Credit Repair | |
Provides Unlimited Credit Repair Disputes | |
Award-Winning Customer Service |
Why Choose Credit Firm?
Credit Firm is more than just a credit repair service, and instead, is a professional and highly-rated law firm that employs licensed attorneys to help with every case. Up-to-date on all laws and statutes relating to credit reporting, the team at Credit Repair has the education and experience to help you get the best outcome possible.
In business since 1997, Credit Firm has a long-history of correcting bad credit and their decades of experience have made them one of the best companies around. Helping clients to achieve their financial goals, Credit Firm is a dedicated advocate who provides award-winning service at an affordable price. No highly monthly charges or expensive membership fees, Credit Firm keeps prices low so that everyone who needs assistance can get the help they deserve.
The repair process that Credit Firm uses has been developed by attorneys and has a proven track record of being both effective and efficient. Documents are processed and sent out in as little as 5 days from being received and you are kept up-to-date from start to finish. Although timing does depend on a number of circumstances, many customers do find that they have their credit repaired in as little as 12 months, which is faster than what some other companies are able to accomplish.
Experienced, fast, and most importantly affordable, Credit Firm is a great choice for anyone who has been dragging around a low credit score for too long. Including both repair services and education in every plan, clients not only walk away with a better score, but they also learn the financial foundations needed to be more successful in their future.

What Does Credit Firm Offer?
Repairing credit isn’t as easy as some people think, which is why doing it on your own can be so challenging. Not understanding legal jargon, not knowing who to contact, and never knowing what to say, many clients find that without professional assistance they aren’t able to get the results they desire. Hiring Credit Firm eliminates all of those barriers and you will have experienced attorneys doing all of the hard work for you. From making calls to sending letters, each step of the process is handled by someone from the team who knows exactly what to look for and what to say. Types of issues that are commonly handled by Credit Firm include:
- Bankruptcy
- Judgements
- Tax Liens
- Collections
- Charge-Offs
- Late Payments
- Repossessions
- Foreclosures
In addition to reviewing and repairing your credit history, Credit Firm also offers a wide range of educational resources that you can take advantage of for free. Visitors to the Credit Firm website will be able to read up on everything relating to credit scores and reports, learning about how to properly monitor them, what effects them, and how to maintain a good one. These resources are invaluable as they can help to prevent you from making the same mistakes in the future, allowing you to take control of your financial future.
How Does It Work?
Uncomplicated and broken down into easy steps, the credit repair process requires no extra work or hassle on your part. Everything begins with a free consultation where an expert will be able to go over your current situation and discuss your concerns. Afterwards, you will be able to decide whether or not you want to proceed with enrollment, and there is no pressure or obligation unless you are completely certain and satisfied with what’s being offered.
Once enrolled you will begin by gathering your credit reports from the 3 major bureaus and providing Credit Firm with copies. After submitting your full credit reports to the company, Credit Firm will take care of the rest and begin looking through your history to see if there are errors. After identifying the entries that can be repaired, Credit Firm will then get to work contacting both the lenders and the bureaus, negotiating on your behalf to remove incorrect entries.
While there are no guarantees in what your individual outcome will be, Credit Firm does do everything in their power to get you the best outcome possible. On average, the process takes around 12 months to complete, although many clients do see results sooner. Throughout you will be able to personally watch your score increase and you will have access to a client portal that houses all of your disputes and results that can be accessed 24/7.
Beside you every step of the way will be your personal consultant who will keep you informed and answer any questions you may have. This personalized touch goes a long way in making clients feel comfortable and taken care of, as you only have to deal with one person each time who already knows the ins and outs of your case. Known for their award-winning service, Credit Firm does go the extra mile during every interaction and this is just one of many reasons why they have remained such a popular credit repair agency for so many decades.

Is Credit Firm Trustworthy?
When it comes to things surrounding your credit, it is important to be wary of any scams or questionable companies that are only out to make money. Selecting a reputable and trustworthy repair service is the only way that you will be able to get real results, so take the time to look into various reviews and ratings before making a final decision.
Legitimate companies, like Credit Firm, can give you a great chance at repairing and increasing your credit score, and you will find that many clients have had great success after choosing to use Credit Firm. Featuring a number of 5-star ratings and testimonials from actual customers, Credit Firm has built-up a very positive reputation as being a top choice for credit repair services in the USA.
After helping over 600,000 individuals across the USA, an impressive 9 out of every 10 customers would recommend Credit Firm to family or friends. This is due to their outstanding customer support, their consistent positive results, and their dedication to remaining one of the most affordable options while never compromising on quality. Trustworthy and reliable, Credit Firm is one of your best chances at getting the results you desire, at a price you can afford.
How Much Does Credit Firm Cost?
Credit repair services can be costly, especially if you have a lot of work to be done that will take multiple months to complete. On average, most Americans end up spending around $64 a month or more depending on which company they decide to hire, but for some individuals this price is simply too high for them to reasonably afford. Removing the barrier of cost, Credit Firm has one, set monthly membership fee that gives you full access to everything without charging a fortune.
At only $49.99/month, you will be able to enjoy an unlimited number of disputes with no hidden charges or extra fees. Unlike other companies that charge extra for more perks and benefits, Credit Firm keeps their single-tier membership system from increasing so that every client gets the same high-quality service regardless of their financial situation. Billed on the same day each month, you can choose how long you stay with Credit Firm and there are no contracts or set terms. Instead, you are welcome to pause or cancel your membership at any time and there are no penalties or fees for ending your membership.
Every single membership will give you access to:
- A Full, Legal, & In-Depth Credit Audit
- Unlimited Credit Bureau Challenges
- Unlimited Procedural Request Verification
- Unlimited Inquiry Challenges
- Unlimited Personal Info Variance Challenges
- Unlimited Goodwill Interventions
- Unlimited Escalated info Requests
- Unlimited Debt Validation
- Collection Agency Defense
- No Hidden Fees
- Ability to Cancel at Any Time

Bottom Line
Having bad credit can be a real drag, limiting your options in life to get ahead. With no way to get a line of credit or loan, you can be left feeling hopeless about your finances as your credit score remains too low to benefit you. But bad credit doesn’t always have to hold you back, and when you reach out to Credit Firm you are opening that door to help get you back on your feet and in control of your future.
Featuring award-winning service, experienced credit attorneys, and affordable memberships, Credit Firm is helping more Americas repair their bad credit and get back to living their life without the extra stress or hassle. To learn more about their services, or to contact them directly for your initial, free consultation you can visit their website. There you will be able to find out everything about the credit repair process, and enjoy access to their free educational resources. Stop letting bad credit hold you back, and instead, contact the experts at Credit Firm for fast, reliable service you can count on.
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