ManyPets Review

Overview

ManyPets may be new to the US, but they’re certainly not new to pet insurance. Having spent the last 4 years transforming the UK and Swedish markets, and winning multiple awards for its unparalleled coverage, customer service, and technology, the brand is now live in the US. Offering complete coverage with no limits, no restrictive networks, and no hidden fees, ManyPets gives customers access to high-quality care from any veterinarian of their choice, and up to 100% reimbursement on eligible bills. 

ManyPets hits the US market with a heartfelt conviction: Pet parents should be able to afford treatment regardless of costs or other limiting factors. That means insurance companies shouldn’t skimp on coverage just because a pet gets sick too often, gets too old, or has a condition that’s tough to treat. With its customizable policies and expansive coverage terms, ManyPets is committed to helping furry family members get the care they need when they need it most. 

ManyPets plans cover everything from broken bones to cancer, and more. They’re tailored to your pet’s needs (and yours). If you’re searching for a budget-friendly insurance policy that truly has your back, look no further than ManyPets.

Why Choose ManyPets?

With so many pet insurance providers on the market, it can be difficult to narrow down exactly which one is best for you. From deductibles to limits, coverage to exclusions, the world of pet insurance is as diverse as the animals it covers. But ManyPets has managed to stand out from the crowd with comprehensive policies that are affordably priced and completely limitless, helping to make the decision easy for pet parents.

Unlike other providers that cap how much you can claim per year, ManyPets provides every customer with an unlimited policy that they can depend on. There is no limit to how many times you can visit your vet (or any vet for the matter) per year for eligible incidents, and you won’t be penalized for needing to use your policy when the time comes. Lifetime limits have also been eliminated, so your policy is by your pet’s side for years to come without exception.

These limitless plans are just the beginning, as ManyPets has focused on creating simple policies that are loved by pet parents and approved by vets. With no hidden fees or small print surprises, ManyPets is upfront and transparent about the coverage you receive, and even allows you to cancel your policy at any point. Completely risk-free, ManyPets is an ideal choice for any owner who wants accident and illness coverage without limits or hidden fees.

Coverage for Cats & Dogs

The policies offered by ManyPets cover all of the common accidents and illnesses you would typically expect from an insurance provider, but they also go above and beyond in covering additional expenses that are usually excluded or cost extra. Whether your dog or cat has eaten something they shouldn’t have, or they’ve been hit by a car, ManyPets is there to take care of the financial aspect so you can focus your attention on getting your pet the proper care they deserve.

Some of the key expenses that may be eligible for reimbursement thanks to your ManyPets policy include:

1. Exams & Consultations
2. Diagnostics & Testing
3. Veterinarian-Prescribed Medications
4. Treatments
5. Surgeries
6. Dental Accidents and Illnesses
7. Rehabilitation 
8. Veterinary Boarding & Hospitalization
9. Chemotherapy
10. Euthanasia & Cremation

In addition to their accident and illness policies, ManyPets has also created a comprehensive Wellness Plan that provides extended coverage for your cat or dog. Owners who choose to add-on this well-rounded option will enjoy extra reimbursement for some of the care that would otherwise not be covered by their standard policy. Wellness care is important as it offers a first-line of defense against potential future health issues, and it’s also one of the best ways to keep your pet happy and healthy for years to come. Included in your Wellness Plan is a range of benefits, which can include reimbursement for things such as:

• Routine and/or preventative exams & vaccinations performed by a vet
•  Vaccinations including rabies, Bordetella, DHPP, FVRCP, & Lyme
  
• Readily available prophylactic treatments used to prevent fleas, ticks, & heartworm
  
• Preventative testing, including fecal testing & FIV/FeLV testing in cats
  
• Professional dental cleanings at a veterinarian’s office 
  
• Routine at-home care for dental hygiene, including brushes, toothpaste, rinses, & chews 
  
• Non-prescription vitamins, supplements, & aromatherapy 
  
• Shampoos, ointments, massages, chiropractic, acupuncture, & reiki sessions

Coverage is available for both cats and dogs who actively reside in many parts of the USA, as well as in the UK and Sweden. It is also available for for pets 14 years old and younger, and there are no breed or size restrictions to worry about.  If you’re unsure about whether or not you’re covered, you can always visit their website where you can complete the free quote process and see if you qualify. 

Reimbursement

Committed to making pet insurance as simple as possible, ManyPets offers all pet owners the ability to customize policies so that they strike the perfect balance between affordability and providing the right amount of coverage. By choosing from a selection of reimbursement percentages and annual deductibles, you can tailor your policy until you find the perfect plan.

With annual deductibles (the amount you pay out of pocket each year before ManyPets begins reimbursing claims), the  standard options are $250, $500, and $750. But ManyPets also goes a step further by including a $0 deductible option. Not commonly seen among insurance providers, the $0 deductible is a great choice for anyone who wants to pay a bit more in monthly premiums so they don’t have to worry about paying a lump sum later on.

As with the annual deductible, ManyPets also offers a range of reimbursement percentages to choose from. The reimbursement percentage is an important part of your policy, as it breaks down how much ManyPets will pay on eligible costs versus how much you’ll still have to be responsible for. Common percentages such as 70%, 80%, and 90% are available, but ManyPets also offers 100% reimbursement, which is rarely seen. While 100% reimbursement will increase your monthly premiums, it does mean that when your pet becomes sick or injured you truly don’t have to worry about any of the finances involved, since ManyPets will pay all of the eligible costs.

Claims Process

Regardless of which numbers you ultimately settle on when designing your policy, the reimbursement process is the same for all pet owners. Allowing you to visit any licensed vet you choose, all you need to do following treatment is pay your bill and then upload a picture of the receipt to your online claim portal. Taking only seconds to complete, 99% of claims are processed in as little as 48 hours. If approved, funds are reimbursed directly back to you, it’s that easy.

As mentioned previously, there are no annual or lifetime limits on how many claims can be filed, and you’re encouraged to submit any and all bills that relate to your pet’s healthcare. Even if you haven’t satisfied your deductible yet, you should still submit claims so that each amount you have paid is then put against the deductible, ensuring you qualify for reimbursement later in the year. Since the process is so quick and easy, submitting a claim is truly a hassle-free experience. And no matter how many times you file a claim it won’t impact your premiums or cost you extra.

ManyPets Cost

Starting at only $15/month for cats and $20/month for dogs, the policies provided by ManyPets are affordable, straightforward, and have no hidden fees attached. Perfect for those on a budget, ManyPets ensures you get access to top-quality veterinary care without having to drain your savings account in the process. 

With that said, the cost of pet insurance can vary from pet to pet as there are a number of factors that go into determining your deductible. Whether you have a cat or a dog, how old they are, what you want your deductible to be, how much your reimbursement percentage is, and whether or not you want to add on a Wellness Plan will all be factored into your total monthly cost. This is why ManyPets offers a free quote to anyone who is interested in purchasing pet insurance, giving you an accurate look at what your monthly premiums would be based on the type of insurance you want.

Guaranteed to have no strings attached, the free quote takes only seconds to complete and can be done directly on the ManyPets website. During the process, you’ll will be able to play around with the various choices and see how each deductible or reimbursement percentage impacts your overall cost. In the end, if you find you are satisfied with both the coverage and cost, you can then proceed to enrolling your pet immediately.

Bottom Line

Being a pet parent means being responsible for all aspects of your pet’s life, including taking care of them when they’re sick or injured. Unfortunately, vet bills can be extremely expensive, leaving far too many cat and dog owners stuck trying to figure out how they’re going to afford veterinary care. A ManyPets policy eliminates that worry, granting pet parents access to the same high-quality care they need, no matter what, at a price they’re happy with. 

Starting at only $15/month for cats and $20/month for dogs, ManyPets is one of the top choices for vet-approved pet insurance that you can rely on. By your side through sickness and injury, their customizable policies are tailored to your exact needs while also remaining within your budget. To see how much a ManyPets policy would cost you, or to learn more about the coverage they provide, you can visit their website today and take advantage of their free quote offer.