Progressive Review

Overview

Being a great pet owner means caring for your pet in sickness and in health, but with the rising cost of vet care, living up to that commitment can be challenging. If you’ve ever faced a vet emergency, or had a sick pet that needed on-going care, you know just how expensive those bills can be, which is why so many owners have started turning to pet insurance for assistance. 

Helping to save you money, and stress, Progressive offers owners comprehensive pet insurance that makes providing top-notch care affordable. With their customizable policies, impressive coverage, and reasonable plan options, Progressive ensures your dog or cat can see the vet whenever they need to. They even have additional coverage available for wellness checks, and offer a number of unique benefits that give you and your furry family member total peace of mind. Reliable, trustworthy, and committed to helping, Progressive is one of the best choices for pet parents looking to find insurance they can depend on. 

Why Choose Progressive?

As one of the longest-standing insurance providers in America, Progressive is a reliable and trustworthy household name that has helped well-over 18 million customers get the coverage they need. Whether you’re looking to insure your car or your home, protect yourself or your pet, Progressive has customizable policies available that cater to your exact needs. Their commitment to quality and their efforts to remain affordable have pushed them to become the 3rd largest provider in the USA, and they have continued to grow and expand to give you better policies, at better prices.

Founded back in 1937, Progressive has spent decades perfecting what they offer and this can be seen in their impressive pet policies. Not only do they have plans available for both cats and dogs, they also offer a number of different options to match your preferences, as well as your budget. Covering everything from accidents to illness, as well as with additional wellness protection, the insurance plans from Progressive allow your pet to remain happy and healthy for years to come.

Progressive stands out from their competitors for a number of reasons, and they have created a number of unique benefits and perks that make them worth considering. Some of the key reasons why pet owners choose Progressive include the fact that they offer:

• Only 1 annual deductible – no per-claim deductible
• Lightning-fast claims process
• Deposits made directly into your bank account
• No upper age limits on their plans
• Optional exam fee coverage
• Unlimited plan options with no annual limits
• Potential discounts up to 10%
• Flexible payment methods
• Access to a 24/7 pet health line

Coverage & Exclusions

Providing peace of mind and proper treatment, Progressive insurance is here to make sure you never have to make difficult decisions when it comes to your pet’s health. Instead of worrying about costly vet bills or specialist requirements, you will be able to focus your attention on your pet, helping them to get better without breaking the bank. Whether it’s a broken bone, a sudden illness, on-going treatment, or emergency care, Progressive will be by your side every step of the way.

The BestBenefit plan is Progressive’s answer to accidents and illnesses, and it offers comprehensive coverage for pet’s of all ages. Excluding only pre-existing conditions, this policy reimburses vet bills related to eligible conditions or incidents and allows you to take advantage of emergency care, diagnostics, testing, and specialist appointments. No more trying to figure out how you will afford recommended treatments, the BestBenefit Plan reimburses up to 90% of expenses once you have satisfied your selected deductible. 

Not sure you need such expansive coverage? Looking for a more low-cost option? Progressive also features an accident-only policy that offers the same great reimbursement percentages, but for vet bills related to accidents. Bite wounds, broken bones, and issues stemming from something being ingested can all qualify for coverage under this plan and the low-cost monthly premium makes it a great choice for budget-conscious owners.

Wellness & Additional Benefits

Keeping your pet healthy means more than just visiting the vet when they are sick, it also means monitoring them year-round and taking preventative steps to reduce their risk of illness. Unfortunately, because vet care can be so expensive, many owners have to make the tough decision to skip routine check-ups and dental care even when they know how important these measures can be. With a wellness add-on, however, you can expand your BestBenefit policy so that all of this, and more, is included. 

Progressive wants to make sure you and your pet get the coverage you want, without compromise, which is why they offer additional add-ons for wellness. Available in 2 unique options, you can enjoy reimbursement for vet visits related to:

• Spaying & Neutering
• Dental Cleanings
• Flea & Tick Prevention
• Rabies Vaccinations
• Vaccinations & Titer Testing
• Heartworm Prevention
• Wellness Exams
• Heartworm Tests
• FELV Screening
• Blood, Fecal, & Parasite Exams
• Microchipping
• Urinalysis & ERD
• Deworming

Both the EssentialWellness and BestWellness add-ons feature no annual deductible and are a cost-effective way to stay up-to-date with your pet’s health. These options are also available for both cats and dogs, and can be easily added to your BestBenefit plan at the time of enrollment.

Enrollment, Reimbursement, & limits

Enrolling with Progressive is simple and it all begins with a free quote that can be obtained on their website. This is a great opportunity to explore all of the policy options offered by Progressive, and to see which of these may be right for you. Every plan is fully customizable and you have the ability to select the annual limit, annual deductible, and reimbursement percentage you want. What you ultimately choose is completely up to you, and this will allow for you to meet not only your needs, but your budget constraints as well. 

Looking at the annual limits offered, Progressive is one of the few providers that doesn’t force you to place a cap and allows for unlimited annual policies. This is a great opportunity for pet owners who don’t want to stress about on-going care costs or multiple claims in a year, as you won’t be restricted by the number of claims you can make. So long as your annual deductible is met, you can file as many eligible claims as necessary and ensure your pet gets the care they deserve every time. 

As for the deductibles, Progressive offers a range between $50 to $1,000 per year. Your deductible is how much you are responsible for out-of-pocket before you are eligible for reimbursement, so it’s important to select an amount you are comfortable with paying. Lower deductibles can mean higher monthly premiums, so the free quote will be a good opportunity to explore all of these options and see how it impacts your overall cost. This goes for reimbursement percentages as well, which can run from 70% up to 90% depending on your preferences and budget.

Progressive Pet Insurance Cost

Obtaining pet insurance is no different than enrolling in other types of insurance, and there are a number of variables that factor into your policy, coverage, and final cost. From annual limits to deductibles, policy types to add-ons, everything you select will either increase or decrease your monthly premiums. Since it is such a personal experience, Progressive offers every pet parent the opportunity to take advantage of their free quote calculator so that you can play around with the numbers and see what works best for you. 

During the quote process you will be able to explore both the BestBenefit plan as well as the accident-only plan and you can alter the deductible, limit, and reimbursement percentage to suit your preferences. Progressive also breaks their plans into 3 tier levels, Essential, Plus, and Elite, so you can further customize your policy. 

As you make changes to your policy the calculator will update with the total monthly cost, showing you in real-time exactly how much you can expect to pay. If at any point you find a plan that you are happy with, at a price that works into your budget, you can lock-in the pricing then and there and continue with enrollment quickly and easily. Progressive makes enrolling in a plan easy and their hassle-free process is just one of the many things customers love about using them as their top insurance provider.

Bottom Line

Committed to helping you keep your pet healthy for years to come, Progressive offers comprehensive insurance that is expansive and reliable. Featuring affordable pricing, customizable policies, and numerous add-ons, it’s easy to see why Progressive is one of the biggest insurance providers in the USA, and why so many pet parents trust them to protect their furry family members. 

If you’re interested in learning more about what Progressive offers, or if you want to take advantage of their free quote offer, you can head on over to their website today. There you will be able to explore all of the policy options and see exactly how much a Progressive plan would cost you each month. With opportunities available for all budgets, and numerous benefits at your fingertips, Progressive is a top choice for owners who want great insurance at an even greater price.