LifeLock Review

Overview

In today’s digital era keeping yourself safe is even more complicated than ever before. As technology advances so do the ways criminals target vulnerable individuals, and we are faced with navigating a world of cyber crime that can confusing, overwhelming, and sometimes impossible to understand. Even the most digitally savvy person can fall prey to an online scammer, and this leads to devastating consequences such as financial theft and identity theft. 

Companies like LifeLock have been created in order to offer a more simplified way of keeping you safe online and help to protect your identity from thieves. With advanced technology and the ability to monitor mass amounts of data at once, LifeLock can track any data breaches quickly, notifying you right away in order to minimize any damage. With around the clock service and support, LifeLock is one of the best decisions you can make in order to stay safe online.

Credit Monitoring

One of the main features of LifeLock is their credit monitoring services, which is an integral part of helping to prevent, or minimize the damage from, identity theft. One of the first places that will alert you to suspicious activity is your credit report, as unauthorized changes can mean someone has used your personal information. Depending on the plan you are subscribed to, you will either have 1 or 3 bureau monitoring as well as access to your full report. 

Any time your information is used to apply for a credit card, loan, mortgage, and more, it will have an impact on your credit score. Unfortunately, you will only know about this activity if you are actively monitoring your score, and most people simply do not do this. Not only is it time consuming, but it can cost you money and that is why people tend to only check their score when they need to. 

With LifeLock this information is monitored for you, and you will be alerted to any changes or suspicious activity. All of the hard work is done for you, and you can simply go about your life without stress or worry. 

The credit scores provided by LifeLock are Vantage 3.0 scores, which are compiled from data that comes from Equifax, TransUnion, and Experian. If your plan only includes one bureau monitoring, then that would be coming from Equifax alone.

Additional Monitoring & Services

useful if your information has already been used by a thief. Although important, there are other aspects to identity theft protection that can help alert you before your information has been actively used. Dark web monitoring as well as general online monitoring is an essential service that finds out if your information is posted online, or available for sale, anywhere on the web. 

LifeLock constantly scans the internet for any signs of your personal information and will email, text, or call you if they find something. This is a job that is impossible for you to manage on your own, and one of the reasons subscribing to LifeLock is absolutely worth the low monthly cost. They are able to scour millions of pieces of data each day, something that would take you a lifetime to do by yourself. 

Because LifeLock works in partnership with Norton, you will also have access to their VPN services which are vital for keeping you safe. Every day we open ourselves up to security breaches online by using the internet without a VPN in place. Public WiFi is unfortunately not secure, and anyone can hack into your computer or phone and steal your sensitive data. With a Norton VPN activated you go from public to private instantly and keep hackers out for good. 

Not only that, but Norton is known for their antivirus software, something everyone should have running on their computers at all times. Phishing and malware attacks can happen to anyone, and clicking the wrong link or opening a scam email can lead to devastating consequences if your computer is unprotected. With Norton antivirus you never have to worry again, as you will be notified the moment something suspicious attempts to access your computer, and Norton will automatically block it for you.

Mobile App

All of your notifications and information is easy to monitor with LifeLock’s included app. The Norton 360 app is packed full of interesting and useful features that will change the way you act online. One of the most important features is instant notifications no matter where you are in the world, allowing you to stay up to date on your security. As soon as LifeLock detects a breach in your informating, your app will pop up with an alert, giving you all the necessary information as well as guiding you on what steps to take next.

After reviewing any alerts you recieve on the app, you can then tell LifeLock how you would like to respond. In some cases, the activity detected will be something you are aware of, such as a credit card you just applied for, and you can mark it as such and ignore it. However, if the activity is suspicious, you can inform LifeLock and one of their agents will then help you with what you need to do. 

There is an in-app messaging service that you can use to connect with a real person any time of day, and you can also call them directly from the app as well. Overall, the app is an extremely convenient way of keeping on top of all the information LifeLock provides you, as well as the perfect tool for communicating when you have a question or need help.

Restoration & Reimbursement

Having your identity stolen can be an extremely stressful and devastating event, which is why LifeLock is there to help you if this occurs. In the event that your identity is stolen, LifeLock will guide you through the process of ID restoration, helping you to navigate the many steps that are required. 

Another main problem that occurs with identity theft is that it often leads to costs for you. From stolen funds to lawyer fees, identity theft is an expensive crime and can truly hurt you financially if you don’t have the right protection. LifeLock understands all of the costs that can come along with this, which is why they offer both reimbursement as well as theft insurance. Depending on what limit your plan has, they will reimburse you up to that amount in stolen funds so that you don’t have to suffer.

You also won’t be stuck with any out of pocket expenses related to the theft. Any personal expenses you incur because of the theft will be reimbursed to you, including things such as lost wages. If you need to hire a lawyer or expert in order to get your case resolved, that will also be covered under your plan.

Plans & Pricing

If you have made the decision that you want extra security and protection in your digital life, then it is time to sign up and register for LifeLock’s identity theft protection services. They have made the process extremely simple and easy from start to finish, and everything can be done online right from your computer. One of the best things about LifeLock is that they feature a very transparent website that breaks down all of their plan information and pricing so that you know exactly what you are getting upfront. Browse through their plans and then select the one that matches your needs and follow the on-screen registration process in order to complete your purchase. 

In total, LifeLock offers four main plan options. Each plan differs in a few different ways, including what type of credit monitoring you receive and how much you are eligible for in fund reimbursement. Below is a quick breakdown of the four plans, as well as some general pricing information for each.

The pricing information above is only a general guideline, and in order to obtain the most accurate and up to date pricing you should contact LifeLock directly. Not only that, but LifeLock frequently runs promotions and special offers that can save you money each month. For details on such promotions, one of LifeLock’s support agents will happily explain it to you.

Bottom Line

Identity theft is one of those crimes that most people simply assume will not happen to them. Frequently thought of as something that only older people experience, many individuals who use the internet leave themselves vulnerable and unprotected at all times. From browsing Instagram to shopping on Amazon, you constantly create a trail of sensitive information that hackers are after. Without an identity theft protection service, you may end up the victim of this crime and not know until it is too late. 

Early detection is one of the best tools against identity theft, and with LifeLock that’s what you get. Their ability to monitor your data 24/7 means you are constantly protected, and you will be notified immediately to any suspicious activity. An easy to use app and a wide range of services make LifeLock one of the best identity theft companies on the market today, and their affordable plans can meet any budget. If you want to put a stop to hackers and digital thieves once and for all, contact LifeLock and see how they can make your online experience a safer one.