Trawick International Review
Last Updated: September 2023
- Named one of the Best Travel Insurance Companies three years in a row
- Choose from a number of different well-rounded & comprehensive policies
- Plans for visitors to the USA, students, cruise-goers, & world travelers
- Trip cancellation & adventure travel insurance available
- Connects travellers with highly trained support agents 24/7
Overview
Providing comprehensive coverage as you travel across the globe, Trawick International is one of the nation’s top-rated and most trusted insurance providers with unique and well-rounded policies for all types of vacations. Named one of the best travel insurance companies 3 years in a row, this easy-to-use provider has created their policies with real travelers in mind and gives you true peace of mind that no matter what happens on your trip, you have access to 24/7 support and coverage. Featuring superior limits, numerous optional add-ons, and a straightforward claims process, you can tap into potential reimbursement for canceled plans, delays, lost baggage, accidents, illnesses, and more, and policies are available for both short-term and long-term explorations. Whether you’ve just booked a luxury cruise, are planning a cross-country road trip, or are jet setting off to sightsee in a foreign country, Trawick International is your faithful travel companion and offers flexible and personalized policies that will fit seamlessly into your travel budget.
| PROS | CONS |
|---|---|
| Vast Selection of Customizable Policies for Short-Term & Long-Term Travel Plans | Only Certain Policies Cover Pre-Existing Conditions |
| Competitively Priced to Suit Virtually Any Traveler’s Budget | |
| Easy Claims Process that May be Able to be Completed Online | |
| Policies Includes 24/7 Access to a Dedicated Support Team | |
| Generous Coverage Limits Including Up to $1 Million for Emergency Evacuations |
Safe Travels Plans
When planning a trip, whether it be for personal reasons or business-related, it’s important that you enroll in a comprehensive travel insurance policy before you reach your departure date. Through a well-rounded insurance plan, you can enjoy on-going protection while you’re away from home that can be there to support you should you become sick, injured, encounter delays, or even require emergency evacuation services. Designed to keep you safe, and to protect your wallet against costly medical bills and more, the right policy enables you to travel the globe confidently and will give you access to 24/7 assistance from trained professionals who can answer questions and get you the help you require, no matter where in the world you end up.
One of the great things about enrolling in an insurance policy through Trawick International is that they have created an impressive line-up of plans that are intended to cover all types of travelers going to a wide range of destinations. Through their many policy options, you can tap into reimbursement for trip cancellations, interruptions, delays, missed connections, accidents, and illnesses, and depending on how much your trip costs, or how long you will be away for, there are multiple available solutions to pick between. Below you will find a breakdown of Trawick Internationals 6 most popular plans, and the various coverage limits and reimbursement amounts associated with each one:
| Voyager | Journey | Explorer | Explorer Plus | First Class | Single Trip | |
|---|---|---|---|---|---|---|
| Trip Cancellation | 100% of Insured Trip Cost (up to $100,000) | 100% of Insured Trip Cost (up to $50,000) | 100% of Insured Trip Cost (up to $30,000) | 100% of Insured Trip Cost | 100% of Insured Trip Cost (up to $15,000) | 100% of Insured Trip Cost (up to $14,000) |
| Trip Interruption | 150% of Insured Trip Cost (up to $150,000) | 125% of Insured Trip Cost | 100% of Insured Trip Cost (up to $30,000) | 100% of Insured Trip Cost | 100% of Insured Trip Cost (up to $22,500) | 100% of Insured Trip Cost (up to $21,000) |
| Trip Delay | $3,000 (6 hours/$250 per day) | $2,000 (6 hours/$200 per day) | $1,000 (12 hours/$150 per day) | $1,000 (12 hours/$150 per day) | $1,000 (12 hours/$200 per day) | $600 (12 hours/$200 per day) |
| Missed Connection | $1,000 for 3+ Hour Delay | $750 for 3+ Hour Delay | $500 | $500 | $1,000 for 3+ Hour Delay | $500 for 3+ Hour Delay |
| Baggage & Personal Effects | $2,500 | $2,000 | $750 | $750 | $2,000 | $1,000 |
| Baggage Delay | $600 (8 hours) | $400 (12 hours) | $200 (24 hours) | $200 (24 hours) | $400 (12 hours) | $200 (12 hours) |
| Emergency Medical | $250,000 | $150,000 | $50,000 | $50,000 | $150,000 | $75,000 |
| Dental Coverage | $750 | $750 | $750 | $750 | $750 | $750 |
| Emergency Evacuation | $1,000,000 | $500,000 | $200,000 | $200,000 | $1,000,000 | $350,000 |
| AD&D | $25,000 (24 Hr & Common Carrier) | $25,000 (Common Carrier) | $20,000 (Common Carrier) | $20,000 (Common Carrier) | $10,000 (24 Hour) & $25,000 (Common Carrier) | $10,000 (24 Hour) & $25,000 (Common Carrier) |
Additional Plans
On top of all of the main Safe Travels plans that are offered by Trawick International, there are two additional plan options for those who are looking to expand their coverage further or who want to have more control over what they are covered against, what their limits are, and how much they are spending. Starting with the Rentals Plus policy, you will be able to enjoy up to $10,000 coverage for any non-refundable travel expenses such as hotel costs, airfare, or other prepaid amounts related to your vacation. This will ensure you aren’t left out-of-pocket should your trip be impacted by unforeseen circumstances that would otherwise not be eligible for coverage, and is available to all US citizens and residents.
The second additional plan option available through Trawick International is their Flex policy which is intended to give you more freedom and control over the plan you enroll in. As a “design your own” policy, you can fully customize both what is included and how much your limits will be set at, and can tailor it to not only meet your needs, but your budget. Featuring 6 options to select from, as well as included trip cancellation and trip interruption, the Flex policy is a great option if a set plan doesn’t quite suit your trip and if only specific types of coverage will apply.
Specialized Policies
To ensure that their policies are suitable for all types of travelers and trips, Trawick International does offer some more unique and specialized plans that are tailored towards those who may be under-served by a standard insurance policy. This may include policies for non-US citizens, as well as expanded coverage intended to meet certain travel visa requirements or for trips that may involve extreme sports and other dangerous activities. Some of these specialized policies include:
- SafeTreker
Covering over 450 sports and activities, this policy is ideal if you plan on participating in basic adventure sports like scuba diving or even extreme sports such as parasailing when you travel.
- Costa Rica Required Travel Insurance
Although no longer mandatory, Costa Rica specific insurance can still be a smart investment as the risk of contracting COVID-19 is still deemed high by the CDC and this extended coverage can assist with medical costs should you test positive.
- Inbound to the USA Travel Insurance
Available to non-US citizens who are coming into the country, the Safe Travels USA policies will provide coverage for any medical expenses you may incur that are related to eligible accidents or illnesses.
- Schengen Travel Visa
Designed to meet Schengen Visa requirements, this required insurance will help you to get your visa approved by the consulate and is applicable to non-US citizens who are traveling to any of the 26 Schengen countries.
- Annual Trip Cancellation Plans
Take an annual vacation or travel multiple times per year? The Annual plans can provide continuous coverage for up to 10 trips for a single flat-rate that is paid each year.
- Visitors Insurance for Indian Parents
If your son or daughter is living and/or studying in the USA and you’d like to visit then this specialized policy is intended for you. Providing medical coverage for accidents and illnesses, you will be prepared no matter what happens.
- Student Insurance & Study Abroad
Through the Collegiate Care policies, students who are studying abroad can take advantage of long-term coverage and it can be expanded to include a spouse or children that are traveling alongside you.
Optionals Add-Ons
Allowing you to further customize your travel insurance policy so that it’s perfectly tailored to your trip, Trawick International does feature a number of optional add-ons that perfectly compliment many of their unique Safe Travel plans. Through the optional add-ons, you can expand your coverage so that you will be able to enjoy reimbursement no matter what reason you give for canceling an upcoming vacation, or you can have protection if you are planning to rent a vehicle and don’t want to worry about paying for any potential damages that might occur. Differing depending on the standard plan you initially select, some of the add-ons you may want to consider could include:
- Cancel for Any Reason Trip Cancellation Insurance
- Interruption for Any Reason
- Rental Car Damage Coverage
- Additional Accident & Sickness Medical
- Optional Trip Delay
Not all plans are eligible to include add-ons, so if there is something specific you are interested in featuring alongside your policy then it may be best to contact a Trawick International representative directly. Highly trained and knowledgeable, they will be able to answer any questions you may have and can assist you with designing the perfect policy that takes into consideration your destination, your planned activities, any deposits you’ve paid, and additional concerns. Trawick International is available 24 hours a day, 7 days a week and you can reach out by phone, email, or live chat when applicable.
Enrollment
If you’re planning an upcoming trip and don’t want to leave yourself unprotected against circumstances outside of your control, then enrolling in a comprehensive policy through Trawick International is one of the smartest ways to stay safe while you take in the sights and enjoy some much-deserved relaxation. However, it is important that you ensure you enroll prior to your actual departure date, and Trawick International makes that simple and straightforward with their digital enrollment process that can be 100% completed online.
Once you have selected the perfect plan for your upcoming trip, you can click directly on it via the Trawick International website and from there you will be asked a few short questions about where you are heading, your anticipated travel dates, how many people will be accompanying you, and how much the trip will cost overall. After all of that has been added, you can click submit and you will immediately be shown the real, upfront cost for the policy and all of the coverage limits that are included. If you are happy with the price, and are ready to safeguard your trip with your selected plan, you can then finalize enrollment right away and pay for your personalized premium.
All policies are backed by a 10-day free look guarantee which allows you to purchase your plan and lock in your rate, even if you still want to shop around and compare prices. So long as you have not yet departed on your trip, and you haven’t incurred any insurable losses, you have up to 10 full days to cancel and enjoy 100% of your premium refunded back to you. This guarantee is available to residents of the USA, excluding those who reside in New York and Washington.
Trawick International Cost
Every policy that is issued by Trawick International is tailored to the individual who is traveling, and because of this pricing can vary depending on a number of factors. Where in the world you are heading, how long you plan to be away for, how much the overall cost of the trip is, and which type of policy you prefer will all impact what your total premium will end up being. To ensure you get the right cost for your trip, Trawick International encourages anyone who is curious about specific plans or their pricing to fill out their digital form found on the website for a 100% free quote that is upfront and completely transparent. Highlighting the final total for your desired plan, you can see immediately how much comprehensive travel insurance would cost for you, and can determine if Trawick International is the right fit for your needs and budget.
Bottom Line
When planning a vacation the last thing you’re wondering about is what could go wrong, but the reality is that injuries, illnesses, cancellations, and delays are all common occurrences and can be costly events if you aren’t prepared. Thankfully, Trawick International is here to make your upcoming trip safer and more stress free with their comprehensive travel insurance plans designed to keep you and your wallet protected. Featuring competitive pricing, flexible limits, beneficial add-ons, and more, these in-depth plan options are available for all types of trips and deliver true peace of mind as you explore the world. To see for yourself how a travel insurance plan could benefit you, head on over to the Trawick International website today and receive a 100% free premium quote that’s perfectly tailored to you.
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