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Tin Leg Review

Last Updated: January 2024

  • Features domestic, international & adventure travel plans
  • Browse policies with affordable deductibles & high coverage limits
  • Features 9 plans to choose from and up to $500,000 in medical coverage
  • Named top choice by Forbes for pandemic-related coverage
  • All plans include 24-hour assistance
9.4
Excellent
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Tin Leg

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Overview

If you’ve ever tried to plan the perfect getaway then you know there is an endless list of tasks that you’ll need to mark off your to-do list before your departure date actually arrives. From finding the best deal on flights to choosing the hotel with the best amenities, you want to make sure you take all aspects of the trip into consideration so that nothing is overlooked or missed. But one element that many travelers tend to forget about during the trip planning process is the importance of pre-purchasing travel insurance, and while it may seem like just another added expense, this essential component is one of the best ways to ensure you can enjoy true peace of mind as you travel around the globe.   

Thankfully, Tin Leg is here to make your upcoming trip a positive one with their expansive selection of comprehensive insurance plans that are truly designed to meet the needs of all travelers. Featuring multiple options that cater to virtually any budget, and with a focus on low premiums and high coverage limits, this popular provider stands out for their affordable and well-rounded policies that are intended to not only safeguard your wallet, but your future vacation as well. Through their seamless coverage, you will be protected against cancellations, medical emergencies, and baggage loss or delays, and you can even customize your policy further so that all aspects of your trip are taken into consideration. Known for their seamless claims process, 24/7 emergency assistance, and convenient online claims process, Tin Leg stands out as a top choice for travelers seeking assurance and it’s easy to see why they were proudly voted the “Best Value Travel Insurance Provider of 2023”.

PROSCONS
Comprehensive Options with 9 Plans to Choose BetweenRental Car Coverage Add-On Only Available Through One Plan Option
Policies Include Robust Coverage Limits & Added Benefits
Optional “Cancel For Any Reason” Add-On & COVID 19 Protections
Streamlined Online Claims Process & 24/7 Emergency Assistance
Award-Winning Support Delivered by a Compassionate Team of Experts

Why Choose Tin Leg?

Founded in 2014 by the experts behind Squaremouth, Tin Leg was created with the intention of filling in some gaps in the travel insurance market, and they have quickly grown to become a premier solution for travelers seeking some of the most comprehensive policies at the most affordable prices. With a deep understanding of the needs and concerns of everyday travelers, and with a focus on catering to a wide range of potential situations, this leading provider has managed to design an impressive selection of policy options that allow you to prioritize reliable protection without breaking the bank. Whether you’re planning a short weekend getaway or a long international journey, Tin Leg’s range of policies offer both flexibility and peace of mind, and they have positioned themselves as the go-to choice for those who refuse to compromise when it comes to dependable protection while away from home. 

Some of the key reasons why vacationers put their trust into Tin Leg when choosing the perfect insurance policy include:

  • Selection of Policies

Each vacation is as unique as you are, and because of the various circumstances surrounding both planning your trip and executing it, you need to be sure you have a tailored insurance policy that isn’t simply designed to be one-size-fits-all. This is why Tin Leg features 9 pre-made travel insurance plan options to choose between, as well as optional add-on riders for even more personalization. 

  • Free Online Quote

Tin Leg wants to ensure you have all the information you need to make an informed decision about your future travel insurance policy, and this is why they offer all interested customers a 100% free online quote. Instantly giving you a breakdown of the plans, what your cost would be, and what coverage limits would be included, the free quote is an easy and smart way to compare your options before you commit. 

  • COVID 19 Coverage 

COVID 19 had a massive impact on travel plans, and if you’re concerned about what it means for your future trips, Tin Leg offers well-rounded plans that include coverage for COVID 19 related impacts. Whether you test positive prior to leaving, or happen to get sick while out of the country, you can rest assured your policy will help relieve the financial impact so all you need to focus on is getting better. 

  • Cancel For Any Reason Upgrade

Most insurance policies have a list of covered reasons for why you can cancel your trip and receive a refund, but if you want to be certain you can cancel for any reason without any exclusions, this beneficial add-on may be perfect for you. 

  • Award-Winning Customer Service

Tin Leg understands that traveling can be a stressful experience, especially when something goes wrong, and when you’re facing an unexpected event one of the most helpful things is a compassionate support team who is ready to assist. Working closely with you both before you leave and while you’re away, the support team at Tin Leg specializes in delivering an honest interaction where you can feel heard, understood, and properly assisted. 

  • 24/7 Emergency Assistance

If you are actively traveling and run into a situation that requires immediate assistance, the support team behind Tin Leg is available to help 24/7 and can provide translation services, evacuation coordination, repatriation of remains, medical or dental referrals, and help with arrangements due to lost or delayed baggage. 

  • Online Claims Process

Filing a claim is never a fun process, but Tin Leg makes it as streamlined and simple as possible with a 24/7 online claims portal that you can access anywhere, anytime. 

Policy Options

One of the first things that stands out about Tin Leg is that they offer some of the most comprehensive and expansive travel insurance policies that you will find in the industry, and this makes them a great choice if you want variety. Whereas many providers typically focus on just a few potential options, Tin Leg allows you to browse through 9 well-rounded solutions, each with varying limits, coverage types, and benefits. Depending on where you’re traveling to, how long you will be gone for, what your overall budget is, and what you require, you should be able to find a policy that truly feels tailor-made to your vacation, and this includes choices such as:

  • Basic

Intended specifically for budget-conscious travelers, this entry-level coverage offers well-rounded support and affordable premiums that are suitable for the average person. 

  • Economy

The most cost-effective plan option available, the Economy policy is a great base choice that can then be used to create a more customized plan if you require it.  

  • Standard

Similar to Economy, the Standard Plan is another budget-friendly choice but features higher medical coverage amounts as well as additional cancellation benefits. 

  • Silver

If you’re primarily concerned about trip delays, and also want to ensure you have sufficient coverage for medical and potential cancellations, then the Silver policy may be the right choice for you. 

  • Gold

Featuring the highest primary medical coverage of all Tin Leg policies, the Gold plan is ideal if you want complete peace of mind that you won’t have to worry about big out-of-pocket medical expenses. 

  • Platinum

A mid-level policy, the Platinum plan includes higher cancellation coverage amounts and higher medical benefits than what is seen in some of the lower-priced policies. 

  • Luxury

With high limits, as well as primary medical coverage included, the Luxury plan is a popular choice and it is the only option that allows for rental car coverage to be added on alongside it. 

  • Adventure

Created with active travelers in mind, the Adventure plan offers comprehensive protection while participating in more adventurous activities, as well as additional coverage for any delay or loss of sporting equipment. 

  • USA Only

Planning on only traveling within the USA? This cost-effective policy is a good choice for US citizens who aren’t leaving the country. 

Coverage & Limits

When selecting the right travel insurance policy for your upcoming getaway, you want to pay close attention to the particular coverage limits that are associated with each plan. Varying in how much you will be reimbursed should that specific incident occur, the coverage limits are one of the most important aspects to an insurance plan and can make a massive difference when it comes to how much you may be responsible for out-of-pocket should you encounter delays, losses, accidents, illnesses, or other unforeseen events. Thankfully, Tin Leg makes it easy for you to understand exactly what is included in each of the plans they offer, and their impressive limits are applied to everything from trip cancellation to emergency medical, evacuation to accidental death. To see how each of the policies compare against each other, the chart below breaks down all 9 so you can discover which one might be the best option for your next vacation.

BasicEconomyStandardSilverGoldPlatinumLuxuryAdventureUSA
Trip Cancellation100%100%100%100%100%100%100%100%100%
Trip Interruption150%100%150%150%150%150%150%150%100%
Emergency Medical$50,000 (Secondary)$20,000 (Secondary)$30,000 (Secondary)$25,000 (Secondary)$500,000 (Primary$100,000 (Secondary)$100,000 (Primary$100,000 (Primary$10,000 (Secondary)
Evacuation & Repatriation$200,000$100,000$200,000$1,000,000$500,000$500,000$250,000$250,000$100,000
Travel Delay$500 ($150/day) after 6 Hours$500 ($150/day) after 12 Hours$500 ($150/day) after 6 Hours$2,000 ($150/day) after 6 Hours$500 ($150/day) after 6 Hours$500 ($150/day) after 6 Hours$2,000 ($150/day) after 6 Hours$600 ($200/day) after 5 Hours$500 ($150/day) after 12 Hours
Baggage Delay$200 after 24 Hours$200 after 24 Hours$200 after 24 Hours$500 after 8 Hours$200 after 24 Hours$200 after 24 Hours$200 after 24 Hours$150 after 12 Hours$200 after 24 Hours
Baggage Loss$500 ($150/item)$500 ($150/item)$500 ($150/item)$2,500 ($250/item)$500 ($150/item)$500$500 ($150/item)$1,000 ($500/item)$500 ($150/item)
Missed Connection$250 after 12 Hoursn/an/an/a$500 after 3 Hours$250 after 6 Hours$100 after 3 Hours$500 after 3 Hoursn/a
Flight Only AD&D$25,000n/a$25,000n/an/a$150,000$50,000n/an/a
24 Hour AD&Dn/an/an/an/a$10,000n/an/a$25,000n/a

On top of the standard coverage that is included with each of the Tin Leg plans, you may also have the option of opting for additional coverage alongside your selected policy, which could expand your coverage for more niche situations. For example, if you have chosen to enroll in the Luxury plan, you will be able to add on extra coverage for a rental vehicle should you need one during your trip. Likewise, if you want to be able to cancel for any reason then that may be an option as well, and this is available through most of the 9 plans that are featured. To learn more about any of these possibilities, or to see all of the coverage types Tin Leg provides, you can visit their website directly where they feature in-depth explanations regarding all of their plans and associated coverages. 

Tin Leg Cost

Taking a vacation or planning a getaway can be a very expensive endeavor, and it can be frustrating having to spend extra on insurance when you’ve already put so much into the trip itself. However, the reality is that without sufficient insurance you are leaving yourself open to very high, unexpected costs and by traveling unprotected you could be on the hook financially should you experience delays, a medical emergency, or require immediate evacuation out of the area you are visiting. Overall, travel insurance offers phenomenal value for what you are spending, and this is even more true when shopping through Tin Leg where affordability is a priority. 

If you’re curious about how much travel insurance from Tin Leg will be for your upcoming adventure, the best thing you can do is visit their website today where you can request a 100% free quote. Easy to complete, the free quote process takes only a few minutes of your time and will immediately provide an accurate and upfront price for any of their plan options that are relevant to your trip. Each quote is given to you completely for free, and there is no pressure to commit unless you are fully satisfied with what you are seeing. You are also welcome to reach out and speak with a Tin Leg representative by phone if you have any additional questions or concerns, and their dedicated and compassionate team will be happy to assist in whatever way you require. 

Bottom Line

Before you pack those bags, board your flight, and head out on an exciting adventure, make sure you are properly protecting yourself and your wallet with a reliable, affordable, and comprehensive travel insurance policy from Tin Leg. Designed to give you the perfect amount of coverage for your upcoming vacation, the travel insurance plans through Tin Leg offer robust coverage limits, low-cost premiums, and flexible options so you can enjoy tailored protection that truly meets both your needs and budget. From low-cost budget policies to expansive luxury offerings, Tin Leg goes above and beyond to ensure you have access to exactly what you require for true peace of mind, and they back all of their plans with 24/7 assistance and a full money-back guarantee. If you want to travel without worry, and want affordable coverage you can depend on, then look for further than Tin Leg, a popular and trusted solution that was proudly voted “Best Value Travel Insurance Provider of 2023”.

For More Information Visit Tin Leg Official Website

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